Interchange-plus on Clover, with our markup in writing. Square at its published rates or better, never more. A flat fee if that's how you'd rather pay. No junk fees, no contract, free hardware with spares in the box. And when you call, the owner picks up.
Twenty-five years self-employed. One phone number. It's Mark's.
Restaurants · bars · retailYou're paying Toast or Stripe a round number because rounding is where the margin hides. Get Clover on interchange-plus with the markup on paper, or Square at its published rate or better, from someone whose cell number you have.
See my rate side by side
Markets · festivals · pop-upsTwenty to fifty Clover Flex handhelds, shipped charged and configured, with spares. You pay nothing to process and net a little back.
How the surcharge model worksMove the sliders and pick the platform. The left receipt is what a typical processor prints. The right one is ours.
Illustration, not a quote. Clover column: interchange is shown as a blended card-present estimate (about 1.81% + 10¢) plus an example markup; your interchange depends on the cards your customers hand you. Square column: Square's published Free-plan in-person rate, which is your ceiling with us, not your price. Competitor rates are their published in-person rates. Contract, hardware, and support lines on the typical-processor receipt describe common industry terms, not any one company. Savings compare against your current processor.
Day one is the only day that matters at a market. Here's how the terminals show up ready, and how the processing pays for itself.
Twenty to fifty Clover Flex handhelds, ground-shipped in a case with spares and chargers. Each one is named for its booth with the menu already on it. Mark is on the phone for the first morning.
The buyer sees the surcharge on the screen before they tap, within the card networks' cap. Debit is never surcharged. We provide the signage the rules require.
Your processing line reads $0.00. Whatever the surcharge collects beyond the actual cost is rebated to the organizer after settlement. Not a windfall, but it nets a little instead of costing a lot.
Surcharging is permitted in Tennessee within card-network rules: credit cards only, capped, disclosed at the point of sale and on the receipt. We configure the terminals and handle the disclosures so you don't have to.
We're not loyal to one brand. We're loyal to the one that fits your counter. New accounts get the hardware free, and events get spares so a dead battery never becomes a line.
Handheld with a built-in printer. Table-side, booth-side, curbside. Our event workhorse.
Free with your account
Countertop register that takes up one plate's worth of bar. Cafés, shops, quick service.
Free with your account
Full station with a customer-facing screen, printer and drawer. Full-service restaurants and bars.
Free with your account
All-in-one with a printer, no tablet needed. Counters, patios, and pop-ups.
Free with your account
Pocket-sized register for line-busting and patio service.
Free with your account
iPad register for retail counters and market anchor booths.
Free with your accountI've been self-employed for twenty-five years. Long enough to have read a lot of processing statements, and to notice that every one of them was designed not to be read.
Process King is my answer to that. On Clover you get interchange-plus: interchange is what the card networks charge, it's public, and I pass it through. My markup is the only other line, and it's on paper before you sign anything. On Square I set my own rates as your agent of record, so you'll never pay more than Square's published price, and most clients pay less. If you'd rather have one flat fee, we can do that too. There's no monthly fee, no PCI fee, no contract. If I stop earning your business, you leave.
I carry Clover and Square because different counters need different tools, and I'd rather fit the counter than push a brand. When a terminal dies on a Saturday night, you don't get a ticket number. You get me.
Mark Mosley
"Process King saved our restaurant over $500 per month on processing fees. Excellent local support!"
"Best credit card processing company in Nashville. Quick setup and great customer service."
Send your last statement if you have it. If you don't, the sliders above are close enough to start. Either way you'll hear from Mark, not a queue.
